Terms of use
Last updated 1 September 2026. Template copy for this Framer project. Do not treat this as a live customer agreement.
The service
FinPay provides software and account issuance so your company can receive and send USD over SWIFT in its own name. We are not a bank, a lender, or a deposit-taker. Partner banks hold client funds in segregated accounts. Availability of corridors, posting times, and FX is described on Pricing and may change.
Eligibility and KYB
You must be a company we can onboard. You must provide accurate ownership and control information. We may refuse or close an account if screening fails, if activity does not match the stated business, or if a partner bank requires it. Same-day posting is not a guarantee when the sending bank is late or the message is repaired.
Your responsibilities
You are responsible for the invoices you issue, the counterparties you invite, and the instructions you send. You will not use the account for activity we prohibit. Published FX is the rate for that conversion — not a promise that tomorrow’s window will match.
Liability
To the extent the law allows, FinPay is not liable for indirect loss, lost profit, or delays caused by correspondent banks, SWIFT, or your own incomplete instructions. Nothing in this template limits liability that cannot be limited. For a live product, replace this section with negotiated terms.